Is A Sauna FSA Eligible?

We’ve partnered with Truemed to allow you to use your Health Savings Account (HSA) or Flexible Spending Account (FSA) at Heaven Livings

Can you buy a sauna with your HSA or FSA?
Is it an eligible expense?

The short answer is yes, you may, as long as you obtain a Letter of Medical Necessity.

We've partnered with Truemed to allow you to use your Health Savings Account (HSA) or Flexible Spending Account (FSA) at Heaven Livings. This means you can buy our products with pre-tax dollars, resulting in net savings of 30-40%.

The standard rule is that a sauna is not FSA/HSA eligible, meaning you cannot use these accounts to pay for it directly. However, a sauna purchase may be eligible if you obtain a Letter of Medical Necessity from a medical provider. Eligible expenses with an FSA/HSA usually include medically necessary treatments and equipment.

So to use your FSA/HSA to pay for a sauna, it must qualify as a medical expense. Generally, a Letter of Medical Necessity (LMN) from a healthcare provider is required to justify the health benefits and necessity of a sauna for treatment or therapy. Since saunas, ice bath tubs, and other wellness products are now considered very beneficial tools for mental and physical health, FSA and HSA cards are now being accepted as health and medical expenses as long as they are accompanied by a LMN.

Heaven Livings has partnered with Truemed to help you obtain a Letter of Medical Necessity so you can use your FSA/HSA funds to purchase a sauna. HSAs and FSAs were created for you to spend tax-advantaged dollars on products and services that can treat or prevent medical conditions and Truemed is making it easy to do just that.

Modern indoor sauna with glass door
Indoor sauna with wooden benches

How does Truemed work?

The process is simple - follow these steps based on whether you have sufficient funds on your FSA/HSA debit card.

Your FSA/HSA debit card has enough funds for the full purchase amount

  1. Add items to your cart and checkout
  2. Select Truemed - Pay with FSA/HSA as payment option
  3. Follow the steps and enter your HSA or FSA card details
  4. Fill in a short and secure eligibility form
  5. Complete your purchase

Your HSA/FSA debit card does not have enough funds for the full purchase amount

  1. On the product page, click on the "Get pre-qualified" link and complete the details
  2. Once approved, you will be issued a Letter of Medical Necessity (LMN) for your purchase
  3. Once you receive your LMN, use your credit card to complete the purchase on our website
  4. After your purchase, follow the reimbursement instructions sent to you to submit your receipts and LMN to your HSA/FSA provider
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Frequently Asked Questions

What is Truemed?

Truemed partners with health and wellness brands like Heaven Livings

to enable qualified customers to use FSA/HSA funds on health and wellness purchases. Truemed partners with a network of medical practitioners who can issue Letters of Medical Necessity to qualifying customers, thereby saving customers money on health and wellness purchases.

Truemed is backed by best-in-class investors, including functional medicine pioneer Mark Hyman and founders from Thrive Market, Eight Sleep, and Levels.

Why should I use FSA/HSA funds to purchase a sauna?

Using your HSA/FSA funds on eligible products, like a sauna, can result in significant savings. These accounts use pre-tax dollars, which means you could save up to 30-40% on average on your purchases at Heaven Livings by using TrueMed.